Learn more about automating your finances in my existing post. Expense Tracker (this one) Daily Spending Log. ![]() You could also move your guilt-free money to a prepaid card you use just for fun spending. Making these transfers automatic will have you thanking past you for not forcing you to make these difficult decisions each month. From tracking bills and thank you notes to creating grocery and packing lists, our printables are here to help. That way, you don’t even have to think about it.įor example, you could automatically transfer money for your fixed costs to go into a joint account with your spouse. A simple way to do this is to set up regular transfers from your checking account to your savings accounts. The next step is to split your money up into each category when your paycheck comes in. Browse personal budget planner templates designed to help you track your expenses, control your cash flow, set financial goals, and manage your money efficiently. In order to write down where you spend your money, you need to categorize your expenses. This simple tracker is great for this purpose. Using this printable template, you can learn to be more conscious about your budget. We offer a simple monthly budget template in different formats, including Excel, Google Sheets, Word, Google Docs, PDF, or as an image. You can print 12 copies and make a DIY budget book for an entire year to create a monthly budget planner. The most important thing is that it works for you. Keep your daily money spending with this pretty simple personal daily expense tracker. Use our free monthly budget template to calculate your expenses and income over a one-month period. Don’t feel guilty about it, it’s all part of the process. This basic, printable expense spreadsheet template is designed for tracking expenses, whether personal or business related. ![]() ![]() It’s not the end of the world if you have to tweak the percentages a little bit. 401k, savings goals), and 30% for wants (the stuff you feel guilty about spending money on). Remember, budgeting is an organic process. As we mentioned earlier, a good rule of thumb is 50% for needs (e.g. Now that you have a good idea of everywhere your money should be going, it’s time to bring automation into the mix.įirst off, decide what percentage of your take-home income you want to put into each category.
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